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Policy interest rate across 10 North American countries
Policy interest rates across 10 North American countries run from 2.25% (Canada) to 6.5% (Mexico). United States is 4%.
Every figure names the official instrument it came from, the date it takes effect and the date we last checked it against that source. Where no single figure applies, we say so rather than publish one.
| Country | Policy interest rate | In force from | Last verified | Source |
|---|---|---|---|---|
| Canada | 2.25 percent | 2025-10-29 | 2026-10-09 | Bank of Canada, Fixed Announcement Date press release 15 July 2026… |
| Costa Rica | 3 percent | 2026-07-24 | 2026-09-16 | Official BCCR Informe de Política Monetaria julio 2026 (Junta… |
| Dominican Republic | 5.25 percent | 2026-09-01 | 2026-09-16 | Official BCRD homepage dashboard re-fetched 2026-09-16: labeled pair… |
| El Salvador | no single figure — why | 2001-01-01 | 2026-07-20 | Ley de Integración Monetaria, Decreto Legislativo No. 201 de… |
| Guatemala | 3.5 percent | 2026-08-26 | 2026-09-16 | Official Banguat comunicado de prensa 26 Aug 2026… — La Junta… |
| Honduras | 5.75 percent | 2026-07-01 | 2026-09-14 | Official BCH Revisión Programa Monetario 2026-2027 — En ese sentido… |
| Mexico | 6.5 percent | 2026-05-07 | 2026-09-13 | Banco de México — Anuncios de las decisiones de política monetaria |
| Panama | no single figure — why | 1904-06-28 | 2026-07-20 | Constitución Política de la República de Panamá, arts. 261-262 (Texto… |
| The Bahamas | 4 percent | 2016-12-22 | 2026-10-09 | Central Bank of The Bahamas — Monthly Economic and Financial… |
| United States | 4 percent upper bound of 3.75-4.00% target range | 2026-09-17 | 2026-10-08 | Federal Open Market Committee, FOMC statement of September 16, 2026… |
2 of these 10 countries carry no single figure for this instrument — the rate is risk-rated, set by the employer, or the instrument fixes no one number. Each says which, on its own page. We do not fill those with an average.
Each figure is the current statutory rate we hold, cited to the official instrument on its country page.